The letter is a request from a customer to a credit card company to revise negative marks on their credit report from late payments in the past. The customer explains that they were previously irresponsible but have since learned financial responsibility. They are now looking to get a mortgage and the past late payments could prevent them from getting the...
Read more ↓The letter is a request from a customer to a credit card company to revise negative marks on their credit report from late payments in the past. The customer explains that they were previously irresponsible but have since learned financial responsibility. They are now looking to get a mortgage and the past late payments could prevent them from getting the lowest interest rates, so they are asking the company for a "goodwill adjustment" to give them a second chance at a positive credit rating.
Read less ↑Tags: credit card, credit report, financial responsibility, goodwill adjustment, late payment, mortgage, negative marks, positive credit rating, removal letter, second chance
Category: Papers